Should You Have Horse Insurance?

    Posted on: February 17th, 2017 by Randi No Comments

    Horses are incredibly beautiful animals that have long inspired writers, artists, and of course, the equestrians who ride them. The relationship an owner has with her horse goes far beyond an “investment.” Horses and their owners share a deep bond that is incredibly meaningful. The reality, too, is that buying a horse is an expensive proposition, and a horse, being a living creature, is subject to illness and accidents that can be expensive.

    For all these reasons, any owner of a horse should take the time to review horse insurance policies and make sure they are protected in the event anything happens to their animal. An injury to a horse is a real danger, and the medical expenses associated with treating a horse can add up very quickly.

    A horse owner should have major medical insurance, as a horse can become seriously injured or suffer a serious illness that requires expensive treatment. There are other types of insurance though that an owner should consider for protecting their horse and themselves.

    Horse Liability Coverage

    Though horses are gentle and loving creatures, their massive size and tendency to be skittish and unpredictable at times leaves them open to causing injury to the people around them, as well as to their trainers. A person standing close to a horse can be knocked down and trampled if a horse is startled. A rider can be thrown off a horse. There are many possibilities of injuries that a horse can cause, and for all these reasons it’s imperative that an owner carry solid liability insurance for their animal. There are many insurance companies that specialize in this type of coverage, so it’s wise for an owner to look into the type of policy that’s appropriate.

    Horse Mortality Insurance

    Along with medical and liability, a horse should also have mortality coverage. Horses often die of illness or injury before their time, and this can mean the loss of a significant investment for the owner. Again, having the right protection is important, so coverage for the horse’s mortality is also strongly advised.

    A horse is a beautiful animal that can bring a lot of joy to an owner. Having the right coverage can ease any stress an owner may have, so if you have a horse, be sure to talk to an insurance broker about the right protection for your beloved animal.

    5 Great Gifts for Grandma

    Posted on: February 14th, 2017 by Randi No Comments

    Your grandmother has done a lot for you, so it makes sense that you want to find her an amazing gift to celebrate her birthday or anniversary. But what should you buy? What present will truly show your appreciation for years of home-cooked meals and hand-made quilts? Here are just a few ideas for bringing a smile to her face.

    1. Music

    Everyone loves music, especially if it reminds them of happier times in the past. What songs were charting when your grandmother was a little girl? What song played at her wedding? If you can buy these records for her, she’ll appreciate both the gift and the thought that you put behind it.

    2. Candles

    There are candles for every occasion, so you’ll have your pick of the litter when it comes to sweet scents that grandma will love. Maybe she adores the smell of freshly-baked cookies; maybe she enjoys the soothing properties of vanilla, jasmine or lavender. If you’re worried about her ability to handle fire, you can even look into “flameless” candles that run on LED lights and batteries.

    3. Jewelry

    While you might want to steer clear of anything with tiny clasps or finicky loops, some easy-to-wear jewelry will be a token of your love that your grandmother can wear every day. Think about necklaces, bracelets and even watches that will slide on without difficulty. Think about charms that you can add to a chain that have personal meaning to her.

    4. Puzzles

    Puzzles are more than just a fun activity. For senior citizens, they’re also a brain-boosting tool that can sharpen cognitive skills and lessen the symptoms of degenerative diseases. As a bonus, if you’re willing to help grandma put them together, you’ll be giving her an even greater gift: time with you.

    5. Figurines

    There are figurines in every size and shape that you can imagine, so it’s just a matter of choosing one that will mean something to your grandmother. Does she like angels? Is she obsessed with owls? Is her entire home covered in flowers? Check out things like Willow Tree figures to find the perfect statue that she can display on her mantle.

    These are just a few gifts that grandma is sure to love. Whether she’s an active 60-year-old or a gentle 90-year-old, let these presents show her how much she means to you.

    Resolution Ideas for the New Year

    Posted on: February 13th, 2017 by Randi No Comments

    With the New Year fully underway, it’s time to take a step back and think about the best ways for individual improvement. Even if you’re perfectly comfortable with who you are at this moment, there’s always a new goal worth pursuing. With that in mind, here are a few ideas for new resolutions to take up this year that practically anyone can somewhat easily do.

    Learn an Instrument

    During a musical performance, it’s almost inevitable that someone in the audience wishes “they could do that.” Well, as it turns out, learning an instrument isn’t as difficult as it sounds. Sure, there’s a learning curve to it, but that’s what learning music for beginners is for. Places like C.R. Carole excel at taking in people that lack skill, but make up for it with a genuine interest in learning how to play music. If you’ve always wished you knew how to play an instrument, but could never convince yourself to take the all-important first step, then now might be the time to consider doing so.

    Learn Magic

    If instruments and music aren’t your passion, what about magic? Magic can be an excellent tool for other aspects of your life, even if you don’t realize it. Proper magician techniques can help you to make more perceptive of your surroundings, and to have better control of your hands and fingers. If you’ve struggled in the past with clumsy fingers, then picking up a few magic tricks might help you overcome your difficulties. Perhaps most importantly, cool magic tricks are a great way of generating interest at a party, and are an excellent way of helping you stand out among your peers.

    Break a Record

    This one’s a bit difficult than learning to play an instrument or perform a magic trick, but it’s incredibly fulfilling nonetheless. Breaking a record doesn’t necessarily mean you need to target a popular one either. Regardless of whether it’s most bubbles blown in under 60 seconds, or it’s something even more obscure than that, the idea is to push yourself to your limits. Regardless of whether you actually break a record by the end of the year or not, you’ll at least walk away with an intense appreciation for all of the effort you put into the journey.

    The best New Year’s resolutions are the ones that make you take a deep look at yourself, and determine where you want to be next year. By following these tips, you should be able to build on your existing passions and hopefully develop some new ones. Of course, what’s most important is that you have fun in the process and remember to not put too much pressure on yourself to succeed.

    How a Public Adjuster Helps With Catastrophic Business Loss

    Posted on: January 9th, 2017 by Randi No Comments

    A business can suffer catastrophic loss due to fires, tornadoes, floods, theft or any number of events. Insurance is up-kept in the hopes that during these times you can come back as strong as ever. The problem is that when the insurance company hires a claims adjuster you will often be the recipient of a settlement that is less than fair for the value of your business holdings and loss of business due to the event. You need to hire a public adjuster that can assess the damages and give real estimates for the loss and what it will take to get back up and running again.

    The Need for Experienced Business Loss Assessment

    Having a skilled and experienced claims adjuster on your side will help ensure that all losses are accounted for. The business owner might still be in a state of shock over the actual event that took business down. It requires professionals with focus to help gather the facts and get things up and running again. Often this will take a replenishment of funds for new buildings, equipment and other business essentials. The downtime a business suffers can prove to hard to overcome in some industries.

    Having a skilled and experienced claims adjuster on your side will help ensure that all losses are accounted for. The business owner might still be in a state of shock over the actual event that took business down. It requires professionals with focus to help gather the facts and get things up and running again. Often this will take a replenishment of funds for new buildings, equipment and other business essentials. The downtime a business suffers can prove to hard to overcome in some industries.Effective and Fair Estimates and Negotiation

    Effective and Fair Estimates and Negotiation

    You need to have a commercial claims adjuster that will seek out the right values to place on any item that was lost, stolen or damaged. They will need to have the skills necessary to negotiate the best settlement possible for you and your company. A qualified adjuster will be able to work with the policy you have in place and discover every avenue you are due compensation.

    You need to have a commercial claims adjuster that will seek out the right values to place on any item that was lost, stolen or damaged. They will need to have the skills necessary to negotiate the best settlement possible for you and your company. A qualified adjuster will be able to work with the policy you have in place and discover every avenue you are due compensation.Proper Documentation of Business Loss

    Proper Documentation of Business Loss

    Paperwork has to be done right in order to get a claim to smoothly run through the process. The losses have to be documented and as much proof as possible given to show the origin of the cause and loss. Without this information being correct you will not receive a fair settlement.

    Paperwork has to be done right in order to get a claim to smoothly run through the process. The losses have to be documented and as much proof as possible given to show the origin of the cause and loss. Without this information being correct you will not receive a fair settlement.A Stress-Free Claim for a Fair Insurance Settlement

    A Stress-Free Claim for a Fair Insurance Settlement

    Filing a claim can be stressful and confusing. Hiring a professional adjuster to make sure the process is followed closely and documentation done correctly will help you avoid delays or denials. You can feel confident that all parts of your case are being resolved quickly.

    Filing a claim can be stressful and confusing. Hiring a professional adjuster to make sure the process is followed closely and documentation done correctly will help you avoid delays or denials. You can feel confident that all parts of your case are being resolved quickly.

    Prevention is Key in Pet Joint Issues

    Posted on: November 14th, 2016 by Randi 1 Comment

    Anyone who has had a dog knows how heartbreaking it is to see them going through hip and joint issues later in life. Supplements crafted according to holistic standards will often provide animals with the relief that they need from pain. In addition to helping animals who already have joint issues, these products also help younger animals before they develop these symptoms.

    What Ingredients Make the Difference?

    There are several natural solutions known to help dogs with existing joint issues, as swell as possibly prevent these issues from developing. One of the most effective remedies for joint pain in dogs is cetyl myristoleate, which pet guardians use to provide their treasured companions with steady relief. MSM and glucosamine also help dogs with joint issues, with the combination of these ingredients bringing about a major difference in the results.

    Getting Dogs to Take It

    If you check out more on cetyl m for dogs, you will find that this type of supplement comes in handy forms that your dog will eat very willingly. It’s always easier to give your dog a supplement when it’s in a chewable form that can be used as a treat. The good thing about supplements that are formulated the right way is that they are safe for dogs with allergies.

    The Holistic Difference

    Although holistic vets have been around a long time, many people with pets are just now realizing the importance of holistic veterinary medicine and what it can do for their dog. The guidance of a holistic vet can help people determine which supplements are the safest for their dog. Vets who use a holistic approach can also provide valuable advice on vaccinations, as well as food. Many of the common health problems that dogs face are easily resolved with holistic approaches.

    Joint supplements for your dog can help him, or her enjoy their later years in comfort. When your dog can get the nutrients they need more easily, you can be well-assured that your pet will enjoy life to the fullest without as many potential pain issues.

    Three Simple Ways To Keep Your Company On The Road To Growth

    Posted on: November 7th, 2016 by Randi No Comments

    Generally, one of the business owner’s primary objectives is keeping the company on the road to perpetual expansion. Luckily, there are multiple methodologies you can employ to attain the desired outcome. Below you will find three simple ways to keep your company on the road to growth:

    1. Update Your Commercial Equipment.

    One of the best ways to keep your company on the road to growth is by updating your commercial equipment. This strategy is empowering because it will help ensure that the devices and machines you and the staff use to complete daily processes are functioning optimally. When this happens, you’ll typically be able to get more done in less time. If you are in need of obtaining new wireless technology like Airlink Raven rv50, you can obtain it from the Wireless Phone Gallery.

    2. Obtain Public Relations (PR) Services.

    In addition to updating your commercial equipment, make sure that you obtain professional PR services. This strategy will empower you to optimize your relationship with influential media officials like bloggers, journalists, and reporters. Additionally, obtaining PR services will enable you to optimize your public image in a manner that helps you optimize and expedite the relationship-building process that leads a prospective customer to conversion. Some of the PR services that a firm might offer include:

    • Strategic planning
    • Media relations
    • Crisis communications
    • Social media strategy
    • Blogger relations
    • Event planning and execution
    • Investor relations
    • Media coverage analysis
    • Writing and editing materials
    • Key message development
    • Thought leadership positioning
    • Securing speaking engagements
    • Media kit development
    • Social media press releases

    3. Put Your Health First.

    One final strategy you can deploy to keep your organization on the road to growth is putting your health first. Doing so will help optimize your energy levels while also promoting a better memory and clearer thinking. There are numerous techniques you can employ to facilitate the health optimization process. Some of them include:

    • investing in a monthly massage
    • meditating
    • flossing
    • volunteering
    • reading self-help books
    • weight-lifting

    Don’t Delay: Put Your Company On The Road To Growth!

    Company leaders who want their organizations to grow continually should know that they can implement strategies to increase the likelihood of perpetual expansion. Three strategies that can help you realize the goal of ongoing growth include updating your commercial equipment, obtaining PR services, and putting your health first. Implement these techniques now to begin seeing the dynamic results you want!

    Making Sweet Treats With Cookies

    Posted on: November 6th, 2016 by Randi No Comments

    Cookie bouquets are a fun way to show someone you are thinking about them or to celebrate a special occasion, such as a holiday or a birthday. There are a few tips that you can use if you want to make your own cookie bouquet instead of ordering one online or if you want to make bouquets to sell as a way to make a little extra money.

    First, you need to come up with a theme. If you’re making the bouquet for someone else, then it will likely be for a holiday, birthday or a special occasion, making it easier to have the theme in mind. You could do pumpkins and witches for Halloween, birds in either pink or blue for a baby shower or party hats for a birthday. The ideas are limitless, but you need to have the proper cookie cutters in order to make the cookies that are needed. You also need to have the icing and craft sticks to insert in the cookies before they are baked.

    Use a variety of sticks when you’re baking the cookies. If you have an assortment of small and large sizes, it will be easier to arrange them so that they look like a flower bouquet when you put everything together. When you’re looking for a container, find one that blends with the kind of cookies that you’re making. Don’t use a wooden box for an elegant bouquet or a glass container for a bouquet for a child. You can always add paint to the container so that it matches the decorations on the cookies, but if you can find something in the color that you want, then it will make the process a little easier.

    Add paper or a shredded material to the bottom of the container before adding foam blocks. You could wrap the blocks with paper so that they aren’t seen. The sticks will be placed in the blocks to keep them in place. After the cookies are baked, you can decorate them once they are cool. Wrap them in plastic so that they don’t get damaged while in transit to the recipient.

    Getting More Productivity From Work Groups

    Posted on: November 5th, 2016 by Randi No Comments

    If you are part of a work group at your job, then you know how difficult it can be to stay organized. No matter how many meetings you have, someone is inevitably going to go off track and get lost in what they are supposed to do. Work group inefficiency was a way of life until technology presented these convenient and helpful tools that keep everyone on the same page.

    Video Conferencing

    One of the problems work groups from large companies have is that they can often be spread out to three or four different areas. There is nothing more frustrating than trying to do a conference call and having people cutting in and out, or people miss out on information completely. Video conferencing is convenient because the entire group can actually see each other, and the more advanced video conferencing solutions have interactive documents and real-time document printing that anyone in the group can use.

    Cloud Computing

    If there has been one major advance in technology that has really helped work groups, it is cloud computing. With the cloud, workers anywhere can access the work group’s data and get things done. This means that work group members can access the company’s shared storage solutions from home to get work done after hours. It also means that work group members who are traveling can still access the data they need and become meaningful parts of group conversations.

    File Sharing

    Anyone who has worked in a group before knows the horrors of file sharing. Even if the entire group is using the same word processor or presentation software title, those documents will be hard to share if everyone has a different version of the software. File sharing software allows work group members to share documents and converts documents into formats that are compatible on all platforms. The most popular universal file sharing format is the PDF, but there are other formats that are used to make sure that everyone can read important group documents.

    Work groups serve essential functions in any company, and a good work group can make a good company even stronger. But there has always been obstacles to creating productive work groups that cause frustration and even anger. Thanks to technology, those obstacles have been removed and now work groups can get down to doing the job they were hired for in the first place.

    Plan Backyard Activities for Your Kids This Summer

    Posted on: November 4th, 2016 by Randi No Comments

    A lot of parents wish their kids were growing up in a different world. They think about the time when they grew up or what it was like when their parents were growing up. Lots kids played in the neighborhood with other kids. They would play baseball, ride bikes, or just run around in the yards of the neighbors playing tag and other games. And while it is true that the modern world is a lot different and more dangerous, this does not mean that kids need to spend their entire summer watching movies and playing video games.

    Parents can make sure that their children have lots of activities to engage in outdoors. It is always a good idea to plan camping trips and hiking days when parents have time off from work. However, the backyard is a great place for the kids to play. It is fun to invite over friends, neighborhood kids, and cousins to play outdoor games like tag, hide and go seek, or play with a ball or other simple toys. Parents can make backyard fun even more exciting by purchasing playground equipment or the official cornhole game. When children have things to do in the backyard, they will run around, get exercise, socialize with other kids, and enjoy some fresh air.

    It is also a fun idea to include water activities. There are lots of different games on the market that include using the hose, or even simply playing in the sprinkler can be a lot of fun. Throwing water balloons is also a great way to get the kids outside and having fun on hot days during the summer. This can be a fun family activity. Depending on the size of your backyard and your budget, you may want to have a pool installed. There are pros and cons for having an above ground pool installed as well as installing one in the ground. If this is a good idea for your home and family, the kids will be able to enjoy exercise in the pool, lots of fun, and escape the summer heat.

    Spending time in the backyard as a family is a great way for everyone to enjoy time with each other. Parents need to plan fun activities so that everyone can stay occupied and get some exercise while being together.

    Personal Injury Lawyers Use Technology to Help their Clients Win

    Posted on: August 5th, 2016 by Randi No Comments

    The goal of every personal injury lawyer is to provide representation that squares with the client’s goals and expectations. In most cases, this means that a Pennsylvania personal injury lawyer is shooting to win. Good lawyers are capable of helping people through the most difficult situations they might face. The good ones also understand that if they want to have long-term success, they need to use all of the available tools to get the job done. This means using technology to their advantage. More and more lawyers are seeing the value of technology for improving their chances in personal injury cases.

    Lawyers use technology to help compute the expected value of a client’s claim. If you are hurt in a car accident in Bucks County, for instance, you will have a certain percentage chance of winning your case. You will also have a potential amount that you will receive in your judgment if you happen to win. Lawyers are increasingly finding that technology allows them to compute these numbers. If they can figure out an expected value of your claim, they can do the difficult work of negotiating on your behalf with insurance companies and stand-alone defendants.

    Lawyers are also using technology to help investigate the claims of their clients. Personal injury cases are won by good lawyers, but more than that, they are won by lawyers who understand how to find the right information. Without good evidence, proving a case becomes that much harder. With top technology today, lawyers are able to more easily power through the discovery process of the case. They can ask the right questions, identify the right parties, and even ensure that they are communicating properly with the client.

    Lawyers are also using technology much more in the trial process. If you are hurt in a truck accident, the lawyer will need to show the jury what happened so the jury will have a good sense of which party was at fault. With solid technology, lawyers are able to create graphics that are more effective in front of a jury. This is a far better approach than simply trying to tell a story to the jury. Many lawyers are even receiving training on these issues in law school, ensuring that more are capable of presenting a great case to the jury when the time comes.

I’m Randi, short for RandiLynn. I am a 25 year old blogger, web developer, furmama, and gamer from Northeast PA. I live with my husband and 7 animals. I live, eat, and sleep HTML & CSS. I spend my time creating pretty web stuff, blogging, gaming or binge-watching TV shows.


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